MyToronto Pay

MyToronto Pay is an easy and secure payment platform used by Torontonians to make over one million payments.
Go to MyToronto Pay

MyToronto Pay, a collaboration between the City of Toronto and PayIt, enables residents and businesses to make payments to the City for property tax, utility bills and parking violations.

Unlike paying through your financial institution, MyToronto Pay provides an easy way to manage bills and payments, including saving and using secure payment options, paperless eBilling, bill reminders, and pre-authorized utility payments and pre-authorized property tax payments.

Using MyToronto Pay is quick and simple. Here’s how to get started.

  1. Login to MyToronto Pay. You can create a profile or continue as a guest.
  2. Connect your bills to your MyToronto Pay profile using the information found on your bill.
  3. Make an immediate payment or schedule a future payment. Once your transaction is completed, the payment is applied instantly to your bill.

Enrol in pre-authorized payments for property tax and utilities on MyToronto Pay and have your bill payments automatically withdrawn from your bank account, credit card or debit card.

Signing up online for pre-authorized payments is quick and easy. You can enrol one or more property tax and utility accounts by following these steps:

  1. Sign in or create an account on MyToronto Pay
  2. Connect a property tax or utility account using your bill information
  3. Choose “Manage Pre-Authorized Payments” from the property tax or utilities page
  4. For property tax, choose your instalment plan: 2, 6 or 11 payments per year
  5. Enter payment information (bank account, credit card or debit card)
  6. Receive confirmation by email immediately

Please note: There is no processing fee for payments from a bank account (electronic fund transfer). Processing fees apply for payments made by credit card (2.35%) and debit card (1.5%). Learn more about MyToronto Pay Payment Options & Fees.

With eBilling, you can:

  • Go paperless and receive email notifications of property tax and utility bills.
  • View current bills in a secure, online location.

How to enrol in eBilling now:

  1. Sign in or create an account on MyToronto Pay.
  2. Connect a property tax or utility account using your bill information.​
  3. Choose “Manage eBilling” from the property tax or utilities page. 
  4. Select the account you wish to enrol and select “Submit”. 
  5. Check your inbox for the verification email and visit the secure link to complete your enrolment.  
  • Pay your bills in one secure location: Pay immediately or schedule a future payment for property tax and utility bills (water and solid waste management). 
  • Convenient payment options: It is free to pay from your bank account (electronic funds transfer). Industry convenience fees apply for payment by credit card or by debit card (Visa, Mastercard, or American Express). 
  • Manage your payments: Schedule future payments and see the amount owing and transaction history all in one place. 
  • Automatic payment: Enrol, unenrol and manage your payment information instantly, any time. For property tax, choose an instalment plan: 2, 6 or 11 payments per year. 
  • Receive email receipts and reminders: Never miss another payment due date. 
  • Enrol in eBilling: Go paperless! Receive payment receipts and due date reminders by email. 
  • Save your payment methods: Add multiple payment methods to MyToronto Pay’s secure digital wallet and update any time. 

MyToronto Pay offers multiple ways to pay. There is no fee for payments from your bank account. Processing fees apply to credit and debit card transactions. The City does not keep these fees. Banking transactions and/or credit card fees are still applicable.

Bank Account

There is no processing fee to make an electronic funds transfer (EFT) from a chequing or savings account.

Credit Card

We accept Visa, Mastercard, and American Express credit cards for all services. Credit card payments made via Apple Pay are supported. For credit card payments, an industry processing fee of 2.35 per cent of the payment amount is collected by PayIt.

Debit Card

We accept Visa Debit and American Express for all services. Debit card payments made via Apple Pay are supported. We do not accept Debit Mastercard at this time. For debit card payments, an industry processing fee of 1.50 percent of the payment amount is collected by PayIt.

You may also enrol in the City’s pre-authorized programs for property tax and utilities.

PayIt and the City of Toronto have worked together on MyToronto Pay to ensure that your privacy and security are maintained with the utmost care.

Here are some of the security features of the MyToronto Pay platform:

  • Meets Payment Card Industry (PCI) Level 1 standards for payment processors to help protect you against fraud.
  • PayIt is built on a microservices architecture and runs securely on the AWS Canada Region Cloud. This means Canadians’ data is persisted and stored in Canada, remaining in compliance with regional security laws.
  • Includes up-to-date tokenization, encryption, and monitoring that helps protect your data.

The Municipal Freedom of Information and Protection of Privacy Act (the “Act”) applies to all information collected through this application. The information will only be collected, used, and disclosed in accordance with the Act. Please refer to the City of Toronto privacy statement.

For more details on PayIt’s security and privacy practices, read PayIt’s privacy policy.

PayIt was founded in 2013 with a mission to simplify government. Its goal is to empower city governments to collect and disburse critical government services, such as property taxes and utility payments.

PayIt offers a proven cloud-based platform with innovative features, enabling payment through a personalized digital experience for citizens. It serves over 80 million residents annually across North America.

The City of Toronto has partnered with PayIt to create MyToronto Pay. We are helping to evolve the PayIt platform based on collaboration with Toronto residents, as well as staff in Revenue Services, Customer Experience, and Technology Services.

The PayIt agreement gives the City an opportunity to enter into a cost-effective and competitive commercial relationship that allows the City to move forward with digitizing services end-to-end. The digital payment options provide an improved customer experience to businesses and residents. For example, a typical Toronto family must currently access more than ten separate channels and portals to manage over 20 residential services and payments throughout the year. Over time, the partnership with PayIt is intended to provide an integrated and simplified experience for residents making payments.

The City will always offer a free, convenient, and accessible payment option to customers through electronic funds transfer. People who choose to make payments via credit or debit cards are charged an industry processing fee of 2.35 per cent and 1.5 per cent respectively for each transaction collected by PayIt.

Learn more about the PayIt partnership.